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How to Get the Compensation You Deserve in a Personal Injury Settlement If you're injured in an accident, it is not uncommon for your medical expenses to quickly become overwhelming. It is important to understand your options and receive the compensation you are entitled to. One option is to pursue an injury-related settlement. The amount you can get is contingent upon a variety of factors, including your personal injuries and the responsibility of the other party. Medical expenses Personal injury cases usually include medical expenses. They can vary from a few dollars to several thousand dollars, depending on the injury suffered and whether they require ongoing treatment or follow-up. In many cases, victims are paid for future medical expenses in addition to current medical bills. This can include doctor's visits and medications, physical therapy or hospitalization as well as ambulance rides. There are a few things that accident victims should be aware of when filing an insurance claim. First, the expenses have to be documented in order that the settlement amount can be determined. The next step is to provide the attorney of the plaintiff with all your medical records and receipts. These documents will help the attorney determine the amount of money you've spent thus far and how much future treatments could cost. Your lawyer might also have to seek a medical professional expert witness to testify about your injuries and their consequences. Although they might not have ever seen you, this expert witness will identify the treatment needed and the amount of time it will take to recover. After the claim has been settled, your medical costs will be covered by the settlement or jury verdict awarded to you. In some cases your health insurance company may file a lien against your settlement to collect the amount it paid you on your behalf for your medical care. This is referred to as subrogation. The lien could reduce the overall amount you receive from the defendant, which could include any other costs related to the case or attorney's charges as well. Finally, it is important to keep in mind that the insurance company of the defendant will argue down the value of your medical expenses if they are found to be “unreasonably excessive.” This is commonly referred to as the “nickel-and-diming” process. The best way to avoid this is to be open about your losses from the beginning of the lawsuit. The personal injury lawyer will help ensure that you receive the full amount you are entitled to in compensation. Loss of wages Personal injuries can cause an loss of income that can result in a financial catastrophe. It can be difficult to find ways to pay your bills while you are recovering from an injury sustained at work, or after a car accident. It is important to comprehend how lost wage calculations are made and proved in the case of personal injury. It is essential to prove that you were unable or unwilling to perform your duties and that the reason you were unable to work was directly related to the accident. You can prove your loss of wages by obtaining documents from the employer. Ask your employer for a written statement that lists your name, your position, pay rate, and the number of days worked each week prior to and after the accident. Also, you should include your pay stubs or other proof of earnings to substantiate your claim. A personal injury lawyer can assist you find the documents you require to prove the loss of wages in your case. These documents include your pay stubs, tax returns and any other evidence that shows how much you could have made during the time you were not able to work. You can also get compensation for tips, overtime, or bonuses, in addition to the base lost wages. These can be calculated using the same formula that calculates base lost wages. However, you will need to prove you are unable to use them due to injuries sustained in an accident. Depending on your injuries, you might also have to prove that you lost earnings potential. This is the amount you could have made if you weren't injured and still working in your current job. Calculating the potential for lost earnings is much more complex than proving lost wages , as it takes into account the length of time you're unable to work and the value of your benefits from employment. Contacting an attorney who specializes in personal injury cases is a good idea prior you settle your case. This will help you understand how much you will be compensated for any future lost earnings. A professional with experience in personal injury law will have the experience and resources to ensure you receive all of the money you're due after a serious accident. Contact us today for a free consultation and to learn more about the ways we can assist you in your personal injury case. Property damage If you have been in an accident, you could be entitled to compensation for property damage. This is akin to damage to your vehicle or home, as well as any other property that was damaged in the accident. You can seek compensation from someone who caused damage to your property through negligence or carelessness. A product manufacturer can also be held accountable if they sold you defective equipment that caused damage to your home or vehicle. A personal injury lawyer will handle your case to ensure you receive all the compensation you're entitled to. This includes compensation for medical expenses, lost earnings, and any other damages that you might have suffered as a result of the accident. Depending on the severity of your injuries as well as the circumstances that led to the accident, you might be able to recover more or less money for these damages. Your lawyer will analyze the extent of your injuries, and help you choose the amount you can collect. While you might be tempted to accept the first offer that you get from an insurance company, it's always better to be patient and negotiate. A skilled attorney can make negotiations easier and more productive. The economic and non-economic damages can be calculated by an attorney for personal injury. This is a more precise method of calculating your financial losses. Non-economic damages are those that result from suffering, pain, emotional distress, as well as other losses. After your lawyer has calculated the damages, you'll need a demand from the insurance company. The amount you submit is what your lawyer believes you are entitled to in compensation for the harm that you've suffered. The final step is to gather all the evidence you need to prove your claim. This includes photographs as well as witness statements and other documentation. Many people are shocked to learn that it can take an extended time for a personal injury claim to be settled. Half of our clients settled their cases in two to one year. 30% waited for more than one year. The two most painful things in life are suffering and pain Pain and suffering is a class of non-economic damages that could be granted in settlements for personal injuries. These damages can include emotional distress and physical discomfort due to an injury. These damages can be difficult to quantify, so it is important that you gather evidence to demonstrate the severity of your injuries as well as the impact they have had on your life. Sometimes, these non-economic damages may be more severe than the monetary compensation that is offered for medical expenses or lost wages. For instance, if you suffered a serious back injury and are now suffering from discomfort on a regular basis and your quality of life has significantly diminished. In determining the amount you will receive in settlement, it is important to consider the extent of your losses. In general, the more severe and severe your injuries were then the greater amount you will be entitled to in an injury settlement. Although it can be difficult to prove the severity of your injury, it is possible with the help of a competent personal injuries attorney. Your medical documents, as well as statements from mental health and medical professionals, can be beneficial evidence. Testimony from relatives and friends members also can give valuable insight into how your injuries have affected your life. They can testify to the physical and emotional trauma you've experienced as well as any changes in your personality or behavior. Insurance companies usually employ two methods to determine the amount of a plaintiff's pain and suffering damages. The most popular is the “multiplier” method that uses a multiplier of 1.5 and 5. Let's examine a plaintiff who has suffered an injury that required extensive medical attention and long recovery. personal injury lawsuit redwood city incurs $10,000 in medical expenses , and she loses five weeks of work, earning a salary of $1,000 per week. Using this multiplier, she would likely receive $3.2 million. In addition to this amount, she would be eligible for pain and suffering/non-economic damages that equal $64,800 (180 days of suffering multiplied by $360 per day). The most effective way to demonstrate your pain and suffering damages is to work with an experienced personal injury lawyer who is knowledgeable about the law and has experience dealing with insurance companies. They can gather evidence and present your case before the jury.